On the one hand, today (Dec 31) will unfold much like tomorrow (Jan 1) - so what's the big deal about New Year's?!  On the other hand, why not use the holiday as a reminder to reflect a moment about who we are and where we are going for the next 12 months?  In that spirit, I hope you'll take a moment to set just a few resolutions in motion.  Here are mine for 2013: