2 1/2 years w/ NO KITCHEN! + endless, unfinished projects @ home...Help Me Understand!!!

I'm at a complete loss on what to do w/my husband and marriage.  After 10 years of marriage, 2 beautiful girls, & so many endless unfinished projects, I just don't know how much more I can take.  I need some real, genuine advice, and I need it now.  

*bought a house 8 years ago...lived w/my Mom for 8 1/2 months while bedrooms/living room/dining room walls were ripped apart to the studs/floors ripped out/replaced. Mom hired contractor to finish drywall for us so we could move in.  The trim around entire inside of home is still in the box in the garage from 7+ years ago.

*ADHD husband bought wood for me to paint so he could build a fence to keep our then 10 month old baby in the yard...he built about 2/3 of the fence, the rest of the pickets are in the garage on a shelf.  She is now 5 1/2 years old.

*Sept. 2009 we ripped the roof off our kitchen/main bath/laundry areas thanks to a roof that had been leaking for 3+ years (he should have done it sooner).  He insisted on ripping our kitchen/main bathroom apart (I didn't agree to it cause I thought it would be too much to take on because of his history w/projects)...he did it anyway.  Here I am in June of 2012 STILL w/out a kitchen!  My 5 1/2 year old doesn't remember having a kitchen EVER and can't wait to bake cookies w/me when "we have a kitchen someday".  In the dining room we have a fridge on a piece of OSB board on the carpeting, a microwave, desk, computer, printer stand, 2 cheap storage cabinets for food & a few kitchen supplies (the rest of the dishes/kitchen gadgets are stored away in the attic), and have a constant supply of disposable silverware, paper plates/bowls, & cups so I don't have to wash dishes as often.  Sold the stove a few years ago since there was no place to store it.  Have to take a laundry basket w/dirty dishes to a family member's house or just use large bowls of water from the master bath tub and carry through the house to the dining room to wash dishes.  Had to wash laundry at the laundry mat for almost 2 years until he decided to hook up temporary plumbing so I could do laundry here (have to walk outside & around the house to access the laundry area).  December of 2010...his brother (who was helping him on the kitchen at the time), said they would probably be ready for hanging  drywall by mid January....here we are in June of 2012..still nothing.

*Our daughters' bedroom has a play loft that he built for toys that went 6 years w/out access...needed a ladder/railing.  I finally decided to learn how to use a saw myself and built my girls a ladder to get to their stuff and play.  I also built my 5 year old her own bed that attaches to her sister's loft bed since she was too small for her toddler bed.

***He comes home from work 99% of the time and spends hours on the computer, watching tv, reading, or talking on the phone outside while pacing back and forth on the sidewalk while smoking cigarettes.  Rarely will you see him work on anything at home consistently.

***If I ask him to ride our bikes or take walks w/the girls, his answer is almost always "no, I don't feel like it right now".  

***The girls feel like they can't rely/count on him to follow through on his promises or if they simply need help w/something basic.

***On occasion (1-2) times/month, I'll get together w/friends from church, come home at 9:30 or 10:00, and most of the time, the girls still haven't had dinner because he says "they didn't ask for dinner".  (They usually will grab a snack on their own until I get home.)

***The list could go on and on...but I'm so fed up w/the nonsense and unfairness of chores around the house and his insensitivity to our needs/feelings....but yet why am I still here w/him?  I keep thinking there's gotta be a way for us to get each other figured out.  It always ends up being "my fault" on why things aren't done.  If I make an honest/calm attempt at talking to him when there's a problem, he gets offended and lashes out at me w/rude & unfair criticisms and then I'm the bad guy for even saying anything.

***He wants to take on the responsibility of paying bills...for 4 months, almost everything including the house payment have been late.

THIS IS MY 1ST ATTEMPT AT GETTING HELP ONLINE...PLEASE GIVE ME ADVICE THE BEST WAY YOU KNOW HOW!  WE WENT TO COUNSELING FOR  A FEW MONTHS BUT HE WON'T GO TO THE ONE I CHOSE ANYMORE BUT WON'T DO IT TO FIND A DIFFERENT ONE.